Discover which are the 9 alternatives to Paypal with lower commissions and that are just as or more secure for electronic payments.

Paypal is a widely used platform for making online payments, due to its security and ease of account creation. However, sometimes, for certain businesses, their commissions can be high.

It is also necessary to consider that some platforms do not accept it as a form of payment and it is not even available for all countries, so access to funds is difficult.

Therefore, it is necessary to think about alternatives that offer fast and secure transactions, at the lowest possible cost, that allow you to save a little more money with each purchase.

Below you will find 9 alternatives to Paypal for online transactions.

1.- Payoneer

Payoneer is a payment platform that allows you to receive funds in international bank accounts, request payments, pay taxes in Europe, as well as to suppliers and collaborators of your company.

This platform allows you to collect or pay money in multiple currencies, such as US dollars, euros, British pounds, yen, Australian dollars, Canadian dollars and dirhams.

The commission charge at Payoneer ranges from 0.1 to 3%. Once you receive your payments, you can transfer the balance to your local bank account.

Payoneer also allows you to request a credit card with which you can make payments at local businesses or to make payments online.

2.- Square

Square is a comprehensive payment solution that enables businesses to accept payments online, via mobile devices, and in person.

It provides a variety of features such as secure payment processing, fraud protection, customer engagement tools, and integration with ecommerce building platforms like Wix and Woocommerce.

With its simple setup process and intuitive user interface, merchants can quickly start accepting payments without any technical knowledge.

Square Payment Platform also provides powerful analytics to help businesses track sales performance and customer behavior.

It's the perfect solution for businesses that need a simple way to manage payments in an increasingly digital world.

3.- 2Checkout

2Checkout is a payment processing platform that helps businesses accept payments from customers around the world. It allows merchants to accept credit cards, debit cards, and other payment methods from their customers.

The platform provides a secure way to process payments online and integrates with e-commerce platforms and content management systems like Wordpress.

2Checkout enables businesses to quickly accept payments while providing robust fraud protection tools and analytics.

With 2Checkout, businesses can easily manage their checkout process and keep track of their finances with real-time reports.

4.- Amazon Pay

Amazonpay is an exclusive payment platform for Amazon customers. It allows you to buy, pay and manage your payments online safely. If you already have an Amazon account and you see the functionality available to you, you can use it as much as you want.

It offers a variety of features such as easy checkout, account integration, and fast checkouts with trusted Amazon credentials. This platform does not add transaction fees, registration fees or any other type of commission.

With Amazon Pay, you can make purchases quickly and conveniently on millions of websites and apps without leaving the comfort of your home or office.

Additionally, you can use Amazon Pay to make payments for goods or services through third-party providers, such as airlines, hotels, restaurants, gas stations, and more.

5.- Apple Pay

Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. that allows users to make payments in stores, in apps, and online using their Apple device.

It allows customers to store different forms of payment, such as credit cards, debit cards, and even loyalty cards. It is widely accepted by businesses around the world and allows contactless or contactless payments to be made.

It also allows users to make payments quickly and securely without having to enter their credit card information or use their physical card every time they make a purchase.

Plus, with Apple Pay, merchants can accept payments directly from customers without the need for additional hardware or software. It does not charge any additional fees when you use Apple Pay.

6.-Google Pay

Google Pay is an easy and secure way to make payments online. It is a payment platform and mobile application that allows users to make payments, store and access their credit cards, bank accounts, loyalty points, offers and more in one place.

With Google Pay, you can pay for your favorite items with just a few taps on your phone or computer. You can also use Google Pay to send money to friends or family quickly and securely.

This platform has a global reach, offers easy integration for merchants, with enhanced security and identity controls and zero commissions for stores and consumers.

7.- Stripe

Stripe is a payment platform designed to help businesses accept payments online.

It is used by businesses of all sizes for a variety of payment needs, from accepting payments for online stores to receiving donations for charities.

Stripe makes it easy to get started and offers a wide range of features that can be used to personalize the checkout experience.

With Stripe, businesses can quickly and easily process credit card payments, as well as manage customer accounts and subscriptions.

Plus, Stripe's fraud prevention tools help ensure the security of every transaction. Stripe requires a 2.9% + $0.30 fee for credit card payments.

8.- WePay

WePay is a payment platform that makes it easy for businesses, individuals, and organizations to accept payments online. It allows merchants and customers to securely process payments, accept credit cards, and make mobile payments.

With WePay, merchants can create invoices, track payments, and manage their finances without having to invest in expensive equipment or software.

The platform also gives merchants access to a variety of tools, such as fraud detection, dispute resolution services, and tax reporting capabilities.

WePay is a great option for businesses looking for an easy-to-use solution that offers flexible pricing plans and provides high levels of security and reliability.

9.- Authorize.Net

Authorize.net is an online payment platform that allows businesses to accept and process payments securely, quickly and efficiently.

It helps merchants process payments from customers' credit cards, debit cards, e-wallets, and other forms of payment.

Authorize.Net also offers additional features like fraud protection, recurring billing, customer profiles, and more.

With its easy-to-use interface, comprehensive tools, and competitive pricing structure, Authorize.Net is making it easy for businesses to simplify their payment processing needs.

The use of this platform requires a monthly payment of $25 plus some additional charges.

Conclusion

Paypal is a great platform for accepting and sending payments online for either business transactions or personal use. However, their fees are high and funds are not always easy to access.

In the market there are powerful alternative platforms with lower commissions or without them, with which you can work in your online stores or personally. The most prominent are:

1.- Payoneer

2.- Square

3.- 2Checkout

4.- Amazon Pay

5.- Apple Pay

6.-Google Pay

7.- Stripe

8.- WePay

9.- Authorize.Net

Each one meets specific needs that you must assess before incorporating them into your store or your mobile device.

Success in your online endeavors ;-)